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Pension Advice in Isle of Wight, Southampton, Portsmouth and across the South East

The Pension Advice Centre was established in 2004 offering independent financial advice, we specialise in offering a pension advisory service for customers in the South East of England, however we can offer our advice services further afield.

Planning for the future can be daunting task and not something you want to put off. Our expert advisers provide factual advice on pensions and investment that is based on robust academic and empirical evidence.

Tax Free Cash From Your Pension Fund

People aged 55 or over are eligible to access tax free monies from their pension, regardless of their employment status and do so for a variety of reasons in order to achieve their objectives. Whilst limitations apply, tax free monies do not have to be taken via one payment and can be best utilised being withdrawn from your pension, over a longer period of time.

Subsequent Options

Since April 2015, flexi-access drawdown rules on pensions, entitle people to access more of their pension funds via lump sum payments however there is much to consider. After all tax free monies are taken, future withdrawals are considered income by HMRC and therefore subject to taxation for which strategic guidance can be invaluable.


Depending on several factors including your pension benefits, personal circumstances, scheme rules and fund values, you may be required by your current pension administrators to consult with a qualified adviser able to provide specialist regulated financial advice.

What types of pensions can be accessed?

  • Self-invested Personal Pensions
  • Company Pensions
  • Group Pensions
  • Final Salary Pensions
  • Stakeholder Pensions
  • Local Government Pensions
  • Section 32 Buyout Policies
  • Pension Sharing Orders

We have built up a reputation as one the very best pension advisors in the in Isle of Wight, Southampton, Portsmouth and across the South East of England. Our pension advisory service is unrivalled and provided by experts with years of experience.

Do you have a pension with these providers?

aviva royal-london legal-general aegon friends prudential scottish-widows standard-life

We can review them all along with many more...